-- DAYS The federal battery rebate steps down on 1 January 2027. The loan itself has no closing date.
NSW HOME ENERGY SAVER LOAN · FOR HOMEOWNERS

Add a battery now. Pay it off at 0% interest.

Borrow up to $15,000 with no fees on the loan and repay it fortnightly over up to 10 years. Leave your details and we'll call to check you're eligible before you apply.

  • You own the property in NSW, to live in or rent out
  • Everyone on the title earns $210,000 or less combined
  • Australian citizens or permanent residents
  • Happy for Brighte to run a credit check when you apply

eHomes is an approved installer under the NSW Government's Home Energy Saver loan program. Fox ESS batteries, fitted by SAA-accredited installers.

NETCC Approved SellerNETCC Approved Seller
SAAaccredited installers
100+Google reviews
10-yearbattery warranty
BEFORE YOU APPLY

Tick all four and the loan is worth a look. It's a loan you repay, not a grant.

You own the property

Owner-occupiers and landlords in NSW. Renters, company or trust-owned homes, social housing and short-stay rentals can't use the loan.

$210,000 or less

The combined taxable income of everyone on the title. Brighte checks it with each owner's Notice of Assessment from the last two financial years.

Citizen or permanent resident

Every applicant, 18 or over, with a driver licence, passport or Medicare card, an email address and an Australian mobile.

A credit check by Brighte

Brighte checks that the fortnightly repayments suit your income and budget. The application may show on your credit file, so apply once you've ticked the other three.

IS IT RIGHT FOR YOU

What matters most is whether the repayment fits.

Brighte checks every application the same way: will a fortnightly repayment sit comfortably in your budget for up to 10 years?

The loan suits you if

You already have solar and want to keep it for the evening
You'd rather spread the cost than pay it all now
The fortnightly repayment fits your income with room to spare
Every owner can find their latest Notice of Assessment in myGov

Another way may suit you better if

Repayments would be tight. We can size a smaller system, or show you the pay-upfront price with the federal rebate applied.

You only want solar. Brighte finances solar only when a battery goes in with it.

TWO WAYS TO PAY

Same battery, same installer. Pick the way that fits your household.

MOST POPULAR IN NSW

Home Energy Saver loan

  • 0% interest, no fees on the loan
  • Borrow up to $15,000
  • Flexible repayments over up to 10 years

Subject to Brighte approval.

Check if I'm eligible
NO CREDIT CHECK

Pay upfront

  • One fixed installed price
  • Federal battery rebate already taken off
  • No loan application

Your price is confirmed in a written quote.

Get an upfront quote
HOW IT WORKS

Quote first. Then you apply. Then we install.

Five steps. You only do two of them.

  1. 1
    YOU

    Leave your details

    We call to run through the loan criteria. It doesn't touch your credit file.

  2. 2
    EHOMES

    We design it

    A call about your bill, your solar and your switchboard.

  3. 3
    EHOMES

    Fixed quote

    One installed price with the rebate applied, and the repayment.

  4. 4
    YOU

    You apply with Brighte

    We send the link once you accept. Have every owner's Notice of Assessment ready.

  5. 5
    EHOMES

    We install

    We install and commission the system and hand over your warranty paperwork.

REBATE STEPS DOWN 1 JANUARY 2027

Install before 1 January and keep about $740 more rebate.

Left at today's rebate
--
days
Your quote, Brighte's approval and the install all need to be done by 31 December.
Federal battery rebate on a 21 kWh battery
Installed by 31 December 2026about $4,580
Installed from 1 January 2027about $3,840
About $740 less once the rebate steps down. The loan itself has no closing date.
Check if I'm eligibleEstimates as at 18 October 2026. The rebate depends on battery size, install date and certificate prices.
REAL INSTALLS · NO RENDERS

Fox ESS batteries, fitted by our SAA-accredited installers.

Real eHomes installs. 100+ Google reviews.

Get ready before you apply

Everyone on the property title will need their Notice of Assessment from myGov. It's the document the ATO issues after your tax return: in myGov, open ATO, then Tax, then Lodgments. Last year's or the year before is fine.

Questions people ask

Does checking with you affect my credit score?

No. We just talk through the loan criteria with you. Brighte's application, which you start after accepting your quote, includes a credit enquiry that may show on your credit file.

Can I use the loan for solar on its own?

Brighte finances solar when it's installed with an eligible battery. If you only want solar, we'll quote it to pay upfront.

We own the house jointly. Who applies?

The owners on the title. Brighte asks for each owner's Notice of Assessment, and the $210,000 limit is their combined taxable income.

What if Brighte says no?

Your quote stays open. You can pay upfront with the rebate applied, or we can look at a smaller system.

Is eHomes the lender?

No. Brighte is the lender and makes every lending decision. We design and install the system.

Find out if the 0% loan fits your home.

Leave your name, number, email and postcode. We'll call to run through the loan criteria with you and design your system.